We have 2 dogs, Pico and Bret. VPI recently covered our Pico's ACL injury. We were surprised to discover our out of pocket expenses totaled $11.00 We have, over the 3-4 years carried normal (well-care) coverage as well as catastrophic. We've been happy with both. Under well-care we get back more than we spend and catastrophic has really made a difference in whether or not we could afford to care for our dog in an emergency.
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