Ten years with VPI I finally had to submit a claim and they paid one fifth of the bill. My dog would have died in the emergency room without certain procedures, but VPI hundreds of miles away said they don't pay for those kinds of actions taken in an emergency room. Luckily my dog lived and I dumped VPI the day I got my little check for 130. of 600.00 or 700.00 bill. That was three years ago. I now have Purina Care and they just paid 80 percent of a rather large bill. They do not sit in their little office and tell doctors what is needed to save lives. Thank you Purina Care. I train hundreds of dogs a year and I tell everyone not to get VPI.