Embrace has been great in helping me with my dog, Mookie's, insurance coverage. Any question I have i get a quick response. I just received my first reimbursement check and was pleased at the coverage. Even when one of my claims was lost I wrote a couple e-mails and the issue was taken care of. I am very pleased with Embrace!!! I did a lot of research on various insurances before I went with Embrace. I picked Embrace because of the reviews I had read, and because they have the best coverage. Thanks, Embrace!!!