ASPCA pet insurance is one of the best decisions I have ever made. My husband and I have a french bulldog who is generally healthy, but of course something always comes up when you have a pet. He had a bad reaction to the dog flu vaccine and was in and out of the vet for 2 weeks. It ended up costing us more than $1000, but with the pet insurance we got most of that money back. He has also had bouts of giardia, and several eye accidents that have been covered. I am so thankful every time I take him to the vet that I know the pet insurance will help cover the costs.