I have 4 dogs from 2 years old to 14. They all covered by VPI. It is a lot of vet bills you can guess. I tried other insurances before and found them really useless - too much time to get money back and the amount was always very little which would not even cover the insurance price. I got VPI in summer through my company. One of my dogs, American Eskimo 6 years old, got attached by the coyote. The emergency bill was big. I submitted to the VPI and received my check very quick and for entire amount. I was thrilled. Get your dogs emergency coverage - it worse it!
American Eskimo Dog