I was hesitant at first to purchase Pet Insurance but thought it would be a good idea considering my Standard Poodle is almost 2 very frisky and eats everything! I have taken him to the VET on many occasions with hurt paws and extreme worry over articles he has consumed. I turned in a claim to VPI for Gator and was reimbursed almost everything I had spent. It was well worth it! I purchased the premium plan and would recommend anyone with a curious pet to also do so!!! Thank you VPI!!!