Our Yorkie Colby is 16 months old. When we first got him, I enrolled in Trupanion Pet Insurance “just in case”. It was one of the best things I ever did since we just found out Colby needed surgery on not one but both back knees to a total cost of over $3400. Trupanion preapproved our claim immediately and paid out the first surgery claim within two days of it being submitted. They also guaranteed that the next surgery (April 28) will be completely covered as well and we did not have to worry about the financial end of things. That was a huge relief and I would (and have) happily recommend Trupanion to anyone with pets.