Coverages dont 'cover' much

Out of 10

Have the top VPI plan (have been paying $60/mo for years) Got a $1300 bill from the Vet for dog treatment related to kidney failure. Submitted the claim - got $360 back. Many things weren't covered and those that were, the VPI allowance was nowhere near what the vet charges, plus there is a deductible for every claim. Would definitely shop around for a different insurer, maybe PetPlan that has better 'allowances' for treatments.

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