Not sure. I try to take good care of my pets. I pay close to $200.00 a month for pet insurance.
Very disappointed exams are not covered. I do this yearly for preventative health. Especially dental health. I have 5 cats, it cost $ 700.00 for teeth cleaning, whicj is a prevenative procedure. 700x5 cats is a lot of mony.
My premium continues to go up every year.
Between my premium ,deductable, exam fee, Dr fee, labs, i would be better off to save my insurance monthly payment myself.