I decided to buy pet insurance because Chaz, my Pembroke Welsh Corgi was a rescue and one year old when I adopted him. I had no way of knowing if there were health issues with him. As it happened, he contracted kennel cough almost immediately after I brought him home and after several hundred dollars in vet bills, I signed up with ASPCA Insurance. Since then he has had stomach issues and emergency room visits that were costly as well as normal care each year and I the insurance has really paid for itself. I think all pet owners should have some form of insurance for them as they are like children. They can't take care of themselves.
Pembroke Welsh Corgi