We have had VPI on 3 of our dogs going back eleven years. 2 of our dogs had multiple bloat and knee issues and VPI was there every time. The system for submitting claims is easy and quick and I don't believe I have ever had a claim denied. I certainly wish their reimbursement levels were higher in some areas but for what we are paying for the insurance I think it's an excellent value. At one point I calculated I have spent close to $15,000 on pet bills of which 60-70% has been covered by insurance. You cannot beat that.
Bernese Mountain Dog