I've had VPI for my dog for 6 years. I've always been reimbursed almost exactly what I expected (% of their fee schedule minus $50 deductable). It would be nice to get more, but it is exactly what I expected. It takes a while sometimes (about a month) to get a reimbursement, which is tough if I'm waiting for a big check. While I haven't quite 'broken even' regarding what I've paid out to VPI over 6 years vs. reimbursement for vet bills, but it's reassuring to know I'm covered in case of a terrible accident. I would reccommend them to anyone and I'm glad I have it when I hear about someone having to put down their dog bc they don't have $8 K for a surgery.
Age of Pet