When Baxter adopted us two years ago, my husband and I had gone back and forth about getting coverage for him. In the end I went with my instincts and purchased the plan. I had previously spent over $1500.00 on a surgery for one of my other cats when he had bladder stones and I did not want to take the risk of not having my new companion covered. It has been so worth it. In October Baxter was diagnosed with Diabetes. We worked through the first few weeks of getting it under control and since he has been able to come off of the insulin. He also had a major infection, which we were also able to take care of. This insurance has been our saving grace. We have spent over $1500.00 and gotten back at least half of that. It has given us such a peace of mind to know that we have the safety net when any of our pets fall ill.