Our family previously owned two cats that suffered from various serious ailments. Needless to say this cost us quite a bit of money in vet bills over the years. We had heard about pet insurance, and when it was time for us to get new cats (after our beloved older ones passed on), we made sure to get insurance for them, and our vets recommended VPI. So far it's been worth it for sure. Their rebates are great, the services they offer are extensive, and the premiums are not horrible. We would certainly recommend VPI to any potential pet owner.