We had a cat that became sick when he was 4 and the medical bills over the next 10 years was alot. We wished we had pet insurance then. So when we decided to add to our family again we didn't think twice about it this time especially with 2 brothers who play hard everyday. It is great knowing that if something should happen we will have help with the bills. I researched different companies but found that ASPCA had the best plans for the price along with a good reputation. Just for wellness care so far in their 1 1/2 of life it still makes a difference.