Our young Newfound dog, Old Bay's Rhum Rudder, @ 9 months already had 3 points toward his championship when he twisted his right hind leg causing him to limp periodically. X-Rays showed a little distortion in hip, but wouldn't show any ACL damage. So, after a period of inactivity,upon our vet's advice, we took him for underwater treadmill work along with short walks. He is doing great now and will be back in the show ring after Thanksgiving. PetPlan was great to deal with, answered all my questions and my reimbursements were timely. Everyone should be so lucky as to have human health insurance his good. What a wonderful decision to choose them to cover any of Rudd's health needs.