I have ASPCA insurance for my two cats and had it for my dog as well. Its affordable and easy to file with them. They are great in relation to coverage for my pets minor accidents/illness. They cover a pretty reasonable amount of the bill and have a low deductible. My only complaint is that although they state they cover 80% of illness/accident and have a high limit, they do have a limit PER incident. So, if your pet requires an expensive treatment - just know that they're only going to pay $1500 towards it and you're responsible for the rest. One of the main reasons we purchased insurance was in case anything really serious happens, we wouldn't have to be as worried about paying for any treatment. But with a low coverage cap we ended up stuck with an expensive bill when our dog got very sick.