I have an 8 year old male Boxer (dog) and we've been a VPI customer for 3 or 4 years now. Every major and minor problem has been covered, and VPI has always reimbursed in a timely manner. I'm a college student and I wouldn't be able to afford those vet bills without this insurance. If you add up the insurance premiums, even for the highest most expensive coverage (which we have), you always at least break-even by the end of the year (if you submit your claims on time and don't forget like I imagine some people do). My dog had 2 emergency surgeries (unrelated) in the past 6 months totaling over $4,000 and 80-90% of that was reimbursed within 1 month, sometimes sooner. If they had email claims where you could scan the documents into the email, I'd give them a 10/10. I left a 9/10.
Age of Pet