My dog recently had uveitis (eye injury) the bloodwork needed for his treatment was covered by VPI. That was a coverage of half the payment and well appreciated. It is great to have health insurance for both of my poodles. I highly recommend VPI to all dog/cat owners I talk with. I have had VPI for a total of 4 years for my mini poodle and now 1 1/2 years for my standard poodle, I got the insurance the same day I got each dog!