After having my last dog whom had epilepsy and congestive heart failure as well as other medical conditions, I learned the hard way the cost of caring for a pet. I eventually had to put him down. As soon as I got my dog I have now (about a year ago), I immediately got VPI for him. It has saved me on his well care and also unexpected visits. It's comforting to know I have backup for my dog like I would any other family member. I love it!