I purchased my 2 year old "Heinz 57 breed" in December and an Vet insurance plan in January. Coco and I always walk the same route to an off-leash park about 10 minutes from our house. On one trip, a large doberman who seemed friendly to start, began growling at Coco and the owner said it wouldn't bite. Wrong. Coco's ear was almost completely torn off!!! I was hysterical and there was blood everywhere. I drove to the closest vet and told them I had insurance. Coco was home the next morning and still in a lot of pain. The bill was over $600 for surgery on her ear as well as pain prescription. When I called the insurance company, they said Coco wasn't spaded and therefore is NOT covered! In the fine print it says you need to have your dog spaded if it is in a fight! No one told me about this when i bought the plan. Buy the insurance if you wish, just make sure you get your dog "fixed" and read the fine print.
Age of Pet