I currently have policies on my 2 dogs and 2 cats and have been pleased with the coverage I purchased. I know there are limitations to benefits and that there is also no coverage for some congenital illnesses because it says that in the policy they sent to me. The policy has paid benefits as set out in the benefit schedule and I have received reimbursement in a timely manner. I didn't expect the policy to be an HMO and it has worked as spelled out in the policy. I plan to renew all 4 of my policies this year.
Age of Pet