This is a SCAM!

Out of 10

In my contract they say in clause that they would cover the expenses of spaying my dog.When I sent the claim for the coverage, with the receipt from the vet describing all the charges, they denied almost all of them, because other clauses said they would not be covered!
So, I thought, that next time, I would work in my receipt with my vet to do not show the things that they exclude!
But doing it, I'd be as bad as they are!
Therefore, I just can see them as a scam as they must be getting advantage of the name ASPCA. I can't believe that the institution that I see all the time in the TV shows thinks or agrees with these policies.

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