I have had VPI for my Golden Retriever for over seven years. It came in pretty handy when she had an obstruction which required surgery. The vet bill was over $700, and my out of pocket cost was $180. VPI paid the rest. The premiums go up as my dog gets older, and it is sometimes hard to justify until I remember that incident. My vet told me that I was very smart to have pet insurance for my dog.
Age of Pet