Purchasing the VPI Medical Plan was the best investment I've made in a long time. My six month-old miniature dachshund swallowed a glass marble at my parents’ house, causing him to vomit frequently. My vet advised that surgery was necessary, as the blockage could cause fatal damage to his digestive system. VPI covered over $1100 of the total $1400 cost of the surgery. Two weeks later, he had blood in his stool and I was forced to take him to a veterinary specialist (because it was a Sunday). My dog was fine, but the tests cost over $400. VPI covered the whole bill. In both cases, the reimbursements were in my checking account within five days of faxing my claims. I do not know what I would have done without this insurance. I recommend the VPI Medical Plan to all of my pet-owning friends and family.