claim and pricing

Out of 10

I have a doberman, and he is now 8.5 years old and he has issues, and vetinsurance is one of the best out there for claims. I like the no limit on each illness. The price has now gone crazy, not sure if it because he has aged or the breed or just a big jump in over all pricing, i was not impressed, but I could not switch, because of his age.

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Posted: 09/14/2009

After a certain age you can't cancel insurance through these companies?

Posted: 09/23/2009

You may cancel your insurance with Trupanion/Vetinsurance at any time. In 2008, Trupanion/Vetinsurance made a structural shift in the way we determine monthly premiums in order to allow every pet owner to receive the best value for their specific pet. After 8 years of being in business, we found that some breeds and locations were subsidizing others. Therefore, we created a more even playing field by accounting for the local cost of veterinary medicine, which brought some decreases in premiums and some larger than normal increases (depending on the historical data of breed and location). Before this time, every pet had the same monthly premium based on the age at which they enrolled. Now, premiums are determined by the local costs of veterinary medicine, the breed of your pet, and its age at the time of enrollment. We recently improved Trupanion/Vetinsurance coverage to include $20,000 of lifetime coverage to be used at any time, with no per-incident or annual caps.