Do not go with PC Financial Pet care. I paid for their plan, paid paid paid, then my dog had to go into the vet for ONE visit. Get that ONE. SINGLE VISIT.
After this ONE visit and subsequently ONE claim, PC Financial decided to do their semi-annual review and dropped my coverage from 80% to 50%. The only good thing I can say is at least they accepted the ONE claim.
The MOMENT you file a SINGLE claim, they'll drop the coverage down as far as they can go. Don't go with this company.