I had this insurance for my dog for most of her life. It was a great plan. I had 100% coverage (illness or injury) with a $50 deductible per condition with a $3000 max per condition per year.
My pit bull needed a few surgeries (cancer, blown ACL, tumors) and they were always covered. I would send the claim form to my vet and they would fax it over and a few weeks later I would get a check from the insurance minus my $50 deductible.
My only problem with them was that they didn't cover her preventative care (vaccines) and her allergies. She had severe allergies and constantly needed medicine for them.
Although that was frustrating, I was grateful that the surgeries were all covered.
I know they don't offer my plan anymore. I think they offer a 20/80 split plan now and they have preventative plans now too.
I would recommend them.
American Staffordshire Terrier