Covers dental work!

10
Out of 10

I have a 8 year old orange tabby who never chews his food and had a pretty bad mouth because of it. It was getting to the point where his cat-breath would make me kick him out of bed. My vet had recommended a dental but the estimate was like 650 bucks, and that was assuming that there was no surprises and more teeth needed to be taken out. The vet also told me that this insurance company would cover it. I had never really considered pet insurance cause he has always been really healthy and never gone to the vet for anything other than his yearly check up and vaccines. I signed up and Tom got his teeth cleaned later that week, and had a few teeth removed. His mouth is much happier, and I am just glad he smells better. Bonus was when the 80% reimbursement check came! Even better than getting this teeth benefit every year, now he is covered for anything else that could happen as he gets older. And it's way cheaper than I thought too.

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Posted: 01/08/2009
By:  

petsecure policy clearly states that for cats over 5 years old the dental coverage will be effective only after one year waiting period, I'm wondering how Tom could be covered "later that week"?

Posted: 01/08/2009
By:  

petsecure policy clearly states that for cats over 5 years old the dental coverage will be effective only after one year waiting period, I'm wondering how Tom could be covered "later that week"?

Posted: 01/11/2009
By:  

I work at a vet hospital and apparently PetSecure no longer pays claims for existing dental disease. There is a 1yr waiting period for pets over 5years! and from what I gather, they reduced their payout amount for dentals. It's really frustrating for us when these insurance companies keep changing their rules.

Posted: 05/25/2009
By:  

they changed their policy for dental because too many people were signing up paying a month of coverage...getting the dental work done..then cancelling coverage. This is a very unfair practice of those new insured who did this and they abused the insurance system. It makes those like me who have had insurance since day one of getting a dog suffer. I was so mad to find out that after paying insurance for 3 years and never having one claim that the dental would be reduced for me. I continue to have the insurance policy because one never knows when we will need it. But I will be happy to never need it, that way I know my dog is as healthy as can be. Insurance is there for those who need it. If I am lucky enough to never need it than at least I know my premiums are going to dogs that do need it. It is those that abused the dental system that ruined it for others. When I first read they were giving 500.00 a year on dental cleaning I was so happy...what a great plan! But they really should have started the waiting period of a year (I say it should have been two years) right from the start.