I got a medium-level insurance plan from ASPCA for my young dog. I don't expect any major health problems, but she is very active and I worry that she'll have an accident playing too hard.
It cost me several hundred dollars to get a vet to even look at some tiny cut she got on her paw pad, so I wanted an affordable plan that could limit how much I'd have to pay for vet visits like that.
ASPCA's level 2 plan is great. Affordable price each month, and I met my deductible within a few months of signing up.