Good coverage but they do raise premiums

Out of 10

I have had 4 dogs on Trupanion for about 1 year now. I specifically picked them over PetPlan because Trupanion does not raise monthly premiums as your dog ages - so imagine my surprise when I got an email saying two of my dogs premium were going up over 30% and the other two about 8%. If I want to keep the same monthly premium I would have to increase from a $0 deductible to a $200 deductible - BOGUS. I can totally understand a 8% increase, vet fees do increase, etc. But 30% (from $46 to $61) really does seem excessive to me. Plus no multiple dog discount may be enough for me to switch.
On the good side they have paid out awesome - fast pay out. They do have a long waiting period which is something to be aware of.

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e-vet, and regular vet claims
Claim Amount
$100 - $500


Age of Pet
1 - 8

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Posted: 08/06/2011

I also have multiple dogs insured with trupanion. I also received notice of increased premiums. Its funny because they say the dont raise premiums as the dog ages as some insurance companies do, but my oldest dog premiums when up the most, about $15.00-$20.00 were my youngest when up about $6.00. This something I also question.