I have had VPI on my two cats for over 6 years. I think they have always been very fair. One of my cats had to have major surgery last year, and I was worried that they wouldn't pay the claim because he did it to himself (ate a bunch of hair elastics and had to have them surgically removed). The bill at the vet came to $2,800 and without VPI I would have been in serious trouble coming up with that kind of money. My claim was paid within a couple of weeks, and I got about $2,000 back. WELL worth the investment. I think where some people get hung up is that it doesn't work exactly like their own medical insurance. I have always had a good experience with VPI.
Age of Pet