I have a 12 yr old choc lab and have had VPI since he was about 1, when pet insurance was approved in Mass. Although the wellness coverage really doesn't cover alot or provide much reimbursement, VPI overall has been great for the unexpected. From ear infections to small masses that needed to be removed near his eye to most recently - cancer. His cancer treatment included surgery to remove a large tumor and 6 months of chemo treatment. After the first submittal they noted that with a copy of the detailed lab results, additional reimbursement could be provided. My vet was of course happy to help. My budget would be a lot worse off with out VPI ins.
Age of Pet