I've had VPI for over 6 years for my two dogs. Shakes will be 10 in Sep and Skippy will be 7 in Dec. I got VPI insurance for my two guys after I got Skippy when he was just a puppy around 10 wks old. A week prior to my getting Skippy I had Shakes's sister Nell who ended up having a neurological condition and having to be put to sleep. The bill for Nell were about $2000.00 and I decided that I would get insurance for my pets in the future so as not to go through that experience again. VPI has been great with handling claims and reimbursing of claims that are covered for my guys. I would definitely recommend them to any pet owner cause you never know when you might have an emergency for your pet.