I purchased VPI insurance when my Chihuahua was 3 months old. Since then I have had two major claims. One for poisioning from sugarless guys (Xylitol). They paid approximately 1/2 of the emergency costs. The other for neutering and a hernia operation. It would have been great if VPI paid a greater percentage, but the way I look at it is that 1/2 is better than nothing. Between the neutering, poisioning and alergy claims - the insurance has paid for itself 3 times over.
Age of Pet