My 2 1/2 year Corgi Mix had a Compressed Disc in his back and was unable to move his back legs - my Vet referred me to a Vet Specialist who advised he needed surgery at a cost between $5000 - $7000. Thanks to Healthy Paws - My Rory had his surgery and within a week was walking on all 4 legs again! A bit wobbly mind you but walking - now 3 weeks since his surgery he's about 95% back to normal and Healthy Paws has paid his medical claim just as agreed! What a relief on so many levels!! I had never purchased Pet Insurance and didn't know if or how well they would pay with this being my first claim. They were prompt - courteous-and caring and kept their committment which is whay you pay for. I Highly Recommend Healthy Paws to anyone!!!