I had VIP for several years for my 3 dogs. It never covered hip dyplasia and when my dog had to have a root canal it says it will pay $1,000 with the actual cost being $1,200 I had it done however, they only paid $300, said root canal was secondary to tooth fracture. I spent $15,000 in vet bills and they only paid $2,000. It's horrible and they will find loop holes to get out of paying according to their scheduled approved list.
Age of Pet