Paid the premiums monthly for 9 yrs never had a serious medical crisis as Maverick was a healthy dog. May 19 2020 Maverick wasn't feeling out of sorts, brought him to our vet who said he is very sick. He has fluid in his stomach and you to go to an Emergency Veterinary Hospital for an Ultra Sound but I feel he as Cancer. Upon waiting over 4 hours while tests were being done he was diagnosed with T-Cell Lymphoma. He had an Ultra sound with a guided needle biopsy of the liver & aspirated fluid from his stomach. This bill was over $1,800. Thank God we kept up on his premiums knowing Trupanion would reimburse once his deductible was met and then 90%. He is holding his own but knowing that all his follow-ups and all meds for Lymphoma are covered it is peace of mind. Thank you Trupanion, for your efficiency in processing all claims e-mailed to you in a timely manner.