watch pre-existing

Out of 10

In my experience *any* pre-existing condition - related or unrelated will result in a policy exclusion.We insured a GSD (dog) that had a slight eye infection that was cured by antibiotics. 4 years later, he goes back in and we're told that his eye does not drain correctly and needs surgery. That surgery claim is denied due to the eye infection when he was a puppy..
Could they be related? I suppose.. but 4 years between? They're obviously going to deny anything that might be related and take no action to sort out cause.
They do cover skeletal things - like dysplasia that other insurance carriers do not.

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