Hello - I was currently reading reviews of Embrace (because my wife and I are going to switch pet insurance providers) and I want to let everyone and anyone reading this. STAY AWAY from VPI, they are absolutely the WORST and COVER EXTREMELY LITTLE. We've received as little (or, should I say, as much) as $6 reimbursement for vet bills (non-emergency and emergency care) exceeding the $400 mark. Do yourself a favor and DO NOT SELECT VPI (they are also under 'petinsurance.com' there are plenty more reputable providers out there.
Age of Pet