Working good so far

9
Out of 10

Actually bought this policy to combat Murphy, you know, the guy with all the "laws". Have not needed this as much as we thought in the first 5 months, so that is good but we did have a few claims which have simply been applied to our deductible which we haven't met (yet), but I'm waiting for that next injury with my active dog that will cost me $500. At that point, I can give full accolades of coverage. We did do the extra paperwork neceassry to waive the 6 month ortho report, this was simple. However, we had to go back and forth a couple times with the Embrace team and our Vet to clarify some conditions that were at first deemed existing or re-occuring conditions that would not be covered. Once we had this cleared up, things have been smooth. I recommend that you follow up with Embrace and your vet promptly if you see any restrictions put to your policy. Often the evaluation from Embrace is based on literal words on reports and appeared to be taken out of context. Our vet had to clarify illness reports.

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Posted: 02/12/2010
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Good information in this comment! Thank you. I am considering Embrace, but reviewing all the pet insurances I can, so I don't get &*%@'d :)

Posted: 02/12/2010
By:  

Good information in this comment! Thank you. I am considering Embrace, but reviewing all the pet insurances I can. Hope you are as pleased as you anticipate being, but hope you don't actually have to find out if you're getting what you paid for!