I keep thinking this is too good to be true. I am so grateful I enrolled my Golden Retriever puppy in Pet Plan - which was recommended by my breeder. He has had a couple of issues and Pet Plan has paid as promised and quickly. It is wonderful.It gives me such peace of mind. When I have called they are always so nice. It is just wonderful. I agree - wish our people insurance plans were this reliable. I am happy when the monthly payment is due because it is the greatest investment I make each month. Thank you Pet Plan!!!