I got Healthy Paws almost the minute I brought my lovely little Maltese home, seven years ago. He is a purebred, and simply the most adorable, loving dog on earth. However, he has had several serious injuries and illnesses that were unanticipated. I am lucky I have Healthy Paws. Prices in NYC are high for the really good animal hospitals. By having Healthy Paws, I was able to offer him the best treatment and he is doing very well. Healthy Paws cares; is ethical and will do everything they can to help honor their commitment to you and your dog. Don't settle for any other pet insurance. You will be happy with Healthy Paws.