We were very concerned about the impact the $3.5k knee surgery would have on our finances for the procedure required to fix our 9 month old Samoyed's leg. Vetinsurance Canada was top drawer with their service. We had our cheque within 7 days, even when it had to go to the underwriter for approval. We have seen 1 rate increase in the short time we have been clients, however, we would not consider a competitor based on our own experience and the horror stories we heard about the others on-line and our Veterinarian. If you are considering pet insurance; one do not think about it, it's a requirement.
Age of Pet