We decided to get pet insurance after Larry was diagnosed with hip dysplasia at 10 monthes old. We pain over $4000.00 on his surgery and follow ups and never wanted to be in a situation that we couldn't give him the best medical care needed.Larry is a bit of a lemon. He has allergies and infections and bad joints, and he is only 4. PetPlan has been amazing. We have had numerous claims, they are always paid quickly and without question. The last day with the allergist cost over $400.00, the doc wants to stop his allergy shots and start him on a pill that is $8.00 a day. We would not be able to afford that without PetPlan. So far it is working and Larry feels better. Thank you PetPlan you are a life saver!