One of our cats is older and we have tried two other companies during her 16 years with us. Pet Embrace has given us the best service as well as the easiest-to-understand coverage. It's easy to reach a knowledgeable Embracer by phone, and claims have been covered quickly. This our fourth year with Embrace Pet, and we will stay with them as long as our pets are with us. We're so glad that we found them!