My dog, Bella, is an almost three-year-old Cavalier King Charles Spaniel/Poodle mix (Cavapoo). After checking out several different carriers and asking my vet, I bought ASPCA pet insurance when Bella was just a puppy. In the past, I did not have pet insurance for my Yorkshire terrier and had to make the very painful decision to put him to sleep when he was 9 years old AFTER spending thousands of dollars in the diagnosis and treatment of Cushing’s disease. After that experience, the decision to have pet insurance for my next dog was an easy one. I have peace of mind knowing that a portion of Bella’s medical bills will be covered, thus making the decision to bring her into the vet when she is sick an easy one. The ASPCA pet heath insurance has sent prompt payments for a gastrointestinal infection and ear infection. What I also like about the ASPCA insurance is the ease of submitting a claim. I just go online and fill out a claim form, print it out and fax it in. They send an email confirmation and a check arrives in the mail promptly – EASY!