I have had VPI for 9 years first for my Collie and now for my Ragdoll too. I haven't been reimbursed for everything but I don't expect that especially here in Calif where costs are so high. I feel they have been fair in their reimbursements. I have gotten checks quicky and when I have had questions, they have answered them. I am glad I have this coverage and have recommended it to friends. Like any other insurance - you hope you won't need it and it seems like you pay out more than you get back - but when illnesses or accidents happen it's reassuring to know it's there and it does help with the costs. You would probably get back what you paid with a catastrophic (no pun intended) incident but I hope that never happens. I think it is well worth the cost.
Age of Pet