I have used Healthy Paws Insurance for both my dogs for almost 4 years. They are the best insurance because they offer the most coverage, allow flexibility in your deductible options, and cover issues faster than other insurances. Both of our dogs have had the unfortunate experience of requiring surgery (knee and back) over the last two years. Both times Healthy Paws customer service was great. As promised, all items were covered per their policy. I didn't have to worry about what was covered or not, because I knew Healthy Paws would do their due diligence. Not only did they complete the claims in a timely manner, but they also followed up to see how my pups were doing. They honestly care about their clients and this is greatly appreciated. I highly recommend Healthy Paws when compared to all other pet insurance!