Premium almost doubled

Out of 10

Last year, my 2-yr-old Chihuahua was treated for an insect bite at a vet and I filed a claim. In their defense, the claim process was smooth.
When the renewal notice came recently, the premium had practically doubled. They cited several reasons such as inflation(huh? I thought what we experienced over the last year was closer to deflation and inflation), claim patterns, etc. I am so switching back to another company we used to have.

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insect bites
Claim Amount
$100 - $500


Age of Pet
1 - 8

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Posted: 07/09/2010

This is a disconcerting review for me as I am currently considering pet insurance plans for my three dogs.
Will a representative from Embrace please comment about the factors that determine rate increases? Why would a rate almost double?

I would greatly appreciate hearing the input of other Embrace policyholders concerning this issue as well.

Thank you.